stream without aid from oars or paddles. From the opposite side a path 
led through the woods and across the fields to Penrith, and this was the 
route commonly used between Thwaite Hall and the town. 
Major Garrow was a retired officer of Engineers, who had seen service 
in all parts of the world, and who was now spending the evening of his 
days on a small property which had come to him from his father. He 
held in his own hands about twenty acres of land, and he was the owner 
of one small farm close by, which was let to a tenant. That, together
with his half-pay, and the interest of his wife's thousand pounds, 
sufficed to educate his children and keep the wolf at a comfortable 
distance from his door. He himself was a spare thin man, with quiet, 
lazy, literary habits. He had done the work of life, but had so done it as 
to permit of his enjoying that which was left to him. His sole remaining 
care was the establishment of his children; and, as far as he could see, 
he had no ground for anticipating disappointment. They were clever, 
good- looking, well-disposed young people, and upon the whole it may 
be said that the sun shone brightly on Thwaite Hall. Of Mrs. Garrow it 
may suffice to say that she always deserved such sunshine. 
For years past it had been the practice of the family to have some sort 
of gathering at Thwaite Hall during Christmas. Godfrey Holmes had 
been left under the guardianship of Major Garrow, and, as he had 
always spent his Christmas holidays with his guardian, this, perhaps, 
had given rise to the practice. Then the Coverdales were cousins of the 
Garrows, and they had usually been there as children. At the Christmas 
last past the custom had been broken, for young Holmes had been 
abroad. Previous to that, they had all been children, excepting him. But 
now that they were to meet again, they were no longer children. 
Elizabeth, at any rate, was not so, for she had already counted nineteen 
winters. And Isabella Holmes was coming. Now Isabella was two years 
older than Elizabeth, and had been educated in Brussels; moreover she 
was comparatively a stranger at Thwaite Hall, never having been at 
those early Christmas meetings. 
And now I must take permission to begin my story by telling a lady's 
secret. Elizabeth Garrow had already been in love with Godfrey 
Holmes, or perhaps it might be more becoming to say that Godfrey 
Holmes had already been in love with her. They had already been 
engaged; and, alas! they had already agreed that that engagement 
should be broken off! 
Young Holmes was now twenty-seven years of age, and was employed 
in a bank at Liverpool, not as a clerk, but as assistant-manager, with a 
large salary. He was a man well to do in the world, who had money 
also of his own, and who might well afford to marry. Some two years 
since, on the eve of leaving Thwaite Hall, he had with low doubting 
whisper told Elizabeth that he loved her, and she had flown trembling 
to her mother. "Godfrey, my boy," the father said to him, as he parted
with him the next morning, "Bessy is only a child, and too young to 
think of this yet." At the next Christmas Godfrey was in Italy, and the 
thing was gone by,--so at least the father and mother said to each other. 
But the young people had met in the summer, and one joyful letter had 
come from the girl home to her mother. "I have accepted him. Dearest, 
dearest mamma, I do love him. But don't tell papa yet, for I have not 
quite accepted him. I think I am sure, but I am not quite sure. I am not 
quite sure about him." 
And then, two days after that, there had come a letter that was not at all 
joyful. "Dearest Mamma,--It is not to be. It is not written in the book. 
We have both agreed that it will not do. I am so glad that you have not 
told dear papa, for I could never make him understand. You will 
understand, for I shall tell you everything, down to his very words. But 
we have agreed that there shall be no quarrel. It shall be exactly as it 
was, and he will come at Christmas all the same. It would never do that 
he and papa should be separated, nor could we now put off Isabella. It 
is better so in every way, for there is and need be no quarrel. We still 
like each other. I am sure I like him, but I know that I should not make 
him happy as his    
    
		
	
	
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