speakers and selected for my subject "The 
Hudson River and Its Traditions." I was saturated from early 
association and close investigation and reading with the crises of the 
Revolutionary War, which were successfully decided on the patriots' 
side on the banks of the Hudson. I lived near Washington Irving, and 
his works I knew by heart, especially the tales which gave to the 
Hudson a romance like the Rhine's. The subject was new for an
academic stage, and the speech made a hit. Nevertheless, it was the 
saddest and most regretful day of my life when I left Yale. 
My education, according to the standard of the time, was completed, 
and my diploma was its evidence. It has been a very interesting 
question with me how much the academy and the college contributed to 
that education. Their discipline was necessary and their training 
essential. Four years of association with the faculty, learned, finely 
equipped, and sympathetic, was a wonderful help. The free associations 
of the secret and debating societies, the campus, and the sports were 
invaluable, and the friendships formed with congenial spirits added 
immensely to the pleasures and compensations of a long life. 
In connection with this I may add that, as it has been my lot in the 
peculiar position which I have occupied for more than half a century as 
counsel and adviser for a great corporation and its creators and the 
many successful men of business who have surrounded them, I have 
learned to know how men who have been denied in their youth the 
opportunities for education feel when they are in possession of fortunes, 
and the world seems at their feet. Then they painfully recognize their 
limitations, then they know their weakness, then they understand that 
there are things which money cannot buy, and that there are 
gratifications and triumphs which no fortune can secure. The one 
lament of all those men has been: "Oh, if I had been educated I would 
sacrifice all that I have to obtain the opportunities of the college, to be 
able to sustain not only conversation and discussion with the educated 
men with whom I come in contact, but competent also to enjoy what I 
see is a delight to them beyond anything which I know." 
But I recall gratefully other influences quite as important to one's 
education. My father was a typical business man, one of the pioneers of 
river transportation between our village and New York, and also a 
farmer and a merchant. He was a stern man devoted to his family, and, 
while a strict disciplinarian, very fond of his children. 
My mother was a woman of unusual intellect bordering upon genius. 
There were no means of higher education at that period, but her father, 
who was an eminent lawyer, and her grandfather, a judge, finding her 
so receptive, educated her with the care that was given to boys who 
were intended for a professional life. She was well versed in the 
literature of the time of Queen Elizabeth and Queen Anne, and, with a
retentive memory, knew by heart many of the English classics. She 
wrote well, but never for publication. Added to these accomplishments 
were rare good sense and prophetic vision. The foundation and much of 
the superstructure of all that I have and all that I am were her work. She 
was a rigid Calvinist, and one of her many lessons has been of 
inestimable comfort to me. Several times in my life I have met with 
heavy misfortunes and what seemed irreparable losses. I have returned 
home to find my mother with wise advice and suggestions ready to 
devote herself to the reconstruction of my fortune, and to brace me up. 
She always said what she thoroughly believed: "My son, this which you 
think so great a calamity is really divine discipline. The Lord has sent it 
to you for your own good, because in His infinite wisdom He saw that 
you needed it. I am absolutely certain that if you submit instead of 
repining and protesting, if you will ask with faith and proper spirit for 
guidance and help, they both will come to you and with greater 
blessings than you ever had before." That faith of my mother inspired 
and intensified my efforts and in every instance her predictions proved 
true. 
Every community has a public-spirited citizen who unselfishly devotes 
himself or herself to the public good. That citizen of Peekskill in those 
early days was Doctor James Brewer. He had accumulated a modest 
competence sufficient for his simple needs as bachelor. He was either 
the promoter or among the leaders of all the movements for betterment 
of the town. He established a circulating library upon most liberal terms, 
and it became an educational institution of benefit. The books were 
admirably    
    
		
	
	
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