neat and comfortable," I replied. 
"It may do for them, but it wouldn't suit us." 
"Whatever is accordant with our means should be made to suit us," said 
I, seriously. "You are no better off than Tyler." 
"Do you think I could content myself in such a place?" he replied. 
"Contentment is only found in the external circumstances that 
correspond to a man's pecuniary ability," was my answer to this. 
"Which, think you, is best contented? Tyler, in a small house, neatly 
furnished, and with a hundred dollars in his pocket; or you, in your 
large house, with a debt of six hundred dollars hanging over you?" 
There was an instant change in my friend's countenance. The question 
seemed to startle him. He sighed, involuntarily. 
"But all this won't lift my notes," said he, after the silence of a few 
minutes. "Good morning!"
Poor fellow! I felt sorry for him. He had been buying comfort at rather 
too large a price. 
The more Brainard cast about in his mind for the means of lifting his 
notes, the more troubled did he become. 
"I might borrow," said he to himself; "but how am I to pay back the 
sum?" 
To borrow, however, was better than to let his notes be dishonoured. So 
Brainard, as the time of payment drew nearer and nearer, made an 
effort to get from his friends the amount of money needed. 
But the effort was not successful. Some looked surprised when he 
spoke of having notes to meet; others ventured a little good advice on 
the subject of prudence in young men who are beginning the world, and 
hinted that he was living rather too fast. None were prepared to give 
him what he wanted. 
Troubled, mortified, and humbled, Brainard retired to his comfortable 
home on the evening before the day on which his note given for the 
piano was to fall due. Nearly his last effort to raise money had been 
made, and he saw nothing but discredit, and what he feared even worse 
than that before him. Involved as he was in debt, there was no safety 
from the sharp talons of the law. They might strike him at any moment, 
and involve all in ruin. 
Poor Brainard! How little pleasure did the sight of his large and 
pleasant house give him as it came in view on his return home. It stood, 
rather as a monument of extravagance and folly, than the abode of 
sweet contentment. 
"Three hundred dollars rent!" he murmured. "Too much for me to pay." 
And sighed deeply. 
He entered his beautiful parlour, and gazed around upon the elegant 
furniture which he had provided as a means of comfort. All had lost its 
power to communicate pleasure. There stood the costly piano, once 
coveted and afterwards admired. But it possessed no charm to lay the 
troubled spirit within him. He had bought it as a marriage present for 
his wife, who had little taste for music, and preferred reading or sewing 
to the blandishment of sweet sounds. And for this toy--it was little 
more in his family--a debt of four hundred dollars had been created. 
Had it brought him an equivalent in comfort? Far, very far from it. 
As Brainard stood in his elegant parlour, with troubled heart and
troubled face, his wife came in with a light step. 
"George!" she exclaimed on seeing him, her countenance falling and 
her voice expressing anxious concern. "What is the matter? Are you 
sick?" 
"Oh, no!" he replied, affecting a lightness of tone. 
"But something is the matter, George," said the young wife, as she laid 
her hand upon him and looked earnestly into his face. "Something 
troubles you." 
"Nothing of any consequence. A mere trifle," returned Brainard, 
evasively. 
"A mere trifle would not cloud your brow as it was clouded a moment 
since, George." 
"Trifles sometimes affect us, more seriously than graver matters." As 
Brainard said this, the shadows again deepened on his face. 
"If you have any troubles, dear, let me share them, and they will be 
lighter." Anna spoke with much tenderness. 
"I hardly think your sharing my present trouble will lighten it," said 
Brainard, forcing a smile, "unless, in so doing, you can put some four 
hundred dollars into my empty pockets." 
Anna withdrew a pace from her husband, and looked at him 
doubtingly. 
"Do you speak in earnest?" said she. 
"In very truth I do. To-morrow I have four hundred dollars to pay; but 
where the money is to come from, is more than I can tell." 
"How in the world has that happened?" inquired Mrs. Brainard. 
Involuntarily the eyes of her husband wandered towards the piano. She 
saw their direction. Her own eyes fell to the floor, and she stood silent 
for some moments--silent, but hurriedly thoughtful. Then looking up,    
    
		
	
	
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