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This etext was prepared by Nigel Lacey, Leicestershire, UK. 
 
Transcriber's Notes: 
I have used the UK pound symbol (£) in this e-text as it appears in the 
original. [It looks like an L with a crossbar.] I am uncertain whether 
this symbol will be supported on all systems and fonts that this text file 
ends being viewed with. My apologies if this applies to you. 
I have endeavoured to retain the original table formatting, rather than to 
reformat the tables in alignment with the text. However, as several of 
the tables were in landscape orientation in the original, this has 
necessarily resulted in some very long lines in the tables (up to 130 
characters in some cases). 
Finally, as I checked the transcription process certain errors in the 
tables came to light. Rather than correct these errors, as they are an 
integral part of the original, the ones that I noted are marked with 
underscores. [Note that underscores are also used to mark italicised 
passages in the original text.] 
 
Everybody's Guide to Money Matters 
With a description of the various investments chiefly dealt in on the 
stock exchange, and the mode of dealing therein 
also
Some account of the pitfalls prepared for the unwary, and suggestions 
to the cautious investor. 
by 
William Cotton, F.S.A. 
Late treasurer of the county of Devon, author of "An Elizabethan 
Guild," "Gleanings from Records," "The Bank Manager," etc. 
Originator of the postal order system. 
London 1898. 
 
PREFACE. 
THE Author, emboldened by a Banking experience of over forty years, 
offers this little work to the public in the hope that, elementary though 
it be, it may prove acceptable to many persons of both sexes. 
The work has been prepared chiefly for the use of women, a vast 
proportion of whom are brought up in utter ignorance of money matters 
in the simplest form, though otherwise they may be highly 
accomplished. 
The subject, it must be allowed, is not a fascinating one, but there are 
periods in the lives of most persons when some knowledge of money 
matters may be useful and even necessary. 
W.C. 
 
CONTENTS. 
PAGE CHAP. I. - What is Money? - What to do with it - How to open 
a Bank Account - How to draw Cheques . . . 1 
CHAP. II. - How to Deposit Money at Interest - The Bank Pass Book -
The Advantages of a Bank Account . 13 
CHAP. III. - London Banks and Banking - Bill of Exchange - Deposits 
- Scotch and Irish Banks . . . . . . . 20 
CHAP. IV. - Investments - What are Securities - Mortgages - The 
Funds - The National Debt - Stocks and Shares - Dividends, how 
Payable . . . . . . . . . . . . 26 
CHAP. V. - British Government Funds - The Different Debts - 
Terminable Annuities - Loans    
    
		
	
	
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