names, sir!" The officer addressed him 
sternly. "Either take the money, or go. This is not a meeting for parley. 
I understand you and your operations." 
A few moments Bland stood, with an irresolute air; then, clutching 
desperately at a pen, he dashed off a receipt, and was reaching for the 
money, when Mr. Phillips drew it back, saying,-- 
"Wait a moment, until I examine the receipt." He read it over, and then, 
pushing it towards Bland, said,-- 
"Write 'In full of all demands.'" A growl was the oral response. Bland 
took the pen again, and wrote as directed. 
"Take my advice, young man, and adopt a safer and more honorable 
business," said Mr. Phillips, as he gave him the twenty-dollar bill. 
"Keep your advice for them that ask it!" was flung back in his face. A 
look of hate and revenge burned in the fellow's eyes. After glaring at 
Mr. Phillips and Martin in a threatening way for several moments, he 
left more hurriedly than he had entered. 
"And take my advice," said the officer, laying his hand on Martin's 
arm,--he spoke in a warning tone,--"and keep out of that man's way. 
He'll never forgive you. I know him and his prowling gang, and they 
are a set of as hardened and dangerous villains as can be found in the 
city. You are 'spotted' by them from this day, and they number a dozen 
at least. So, if you would be safe, avoid their haunts. Give drinking 
saloons and billiard rooms a wide berth. One experience like this 
should last you a life-time." 
Thus Martin escaped from his dangerous entanglement, but never again 
to hold the unwavering confidence of his employer. Mr. Phillips pitied, 
but could not trust him fully. A year afterwards came troublesome 
times, losses in business, and depression in trade. Every man had to 
retrench. Thousands of clerks lost their places, and anxiety and distress 
were on every hand. Mr. Phillips, like others, had to reduce expenses, 
and, in reducing, the lot to go fell upon Martin Green. He had been very 
circumspect, had kept away from the old places where danger lurked, 
had devoted himself with renewed assiduity to his employer's interests; 
but, for all this, doubts were forever arising in the mind of Mr. Phillips, 
and when the question, "Who shall go?" came up, the decision was 
against Martin. We pity him, but cannot blame his employer.
III. 
ANDY LOVELL. 
 
ALL the village was getting out with Andy Lovell, the shoemaker; and 
yet Andy Lovell's shoes fitted so neatly, and wore so long, that the 
village people could ill afford to break with him. The work made by 
Tompkins was strong enough, but Tompkins was no artist in leather. 
Lyon's fit was good, and his shoes neat in appearance, but they had no 
wear in them. So Andy Lovell had the run of work, and in a few years 
laid by enough to make him feel independent. Now this feeling of 
independence is differently based with different men. Some must have 
hundreds of thousands of dollars for it to rest upon, while others find 
tens of thousands sufficient. A few drop below the tens, and count by 
units. Of this last number was Andy Lovell, the shoemaker. 
When Andy opened his shop and set up business for himself, he was 
twenty-four years of age. Previous to that time he had worked as 
journeyman, earning good wages, and spending as fast as he earned, for 
he had no particular love of money, nor was he ambitious to rise and 
make an appearance in the world. But it happened with Andy as with 
most young men he fell in love; and as the village beauty was 
compliant, betrothal followed. From this time he was changed in many 
things, but most of all in his regard for money. From a free-handed 
young man, he became prudent and saving, and in a single year laid by 
enough to warrant setting up business for himself. The wedding 
followed soon after. 
The possession of a wife and children gives to most men broader views 
of life. They look with more earnestness into the future, and calculate 
more narrowly the chances of success. In the ten years that followed 
Andy Lovell's marriage no one could have given more attention to 
business, or devoted more thought and care to the pleasure of 
customers. He was ambitious to lay up money for his wife's and 
children's sake, as well as to secure for himself the means of rest from 
labor in his more advancing years. The consequence was, that Andy 
served his neighbors, in his vocation, to their highest satisfaction. He 
was useful, contented, and thrifty.
A sad thing happened to Andy and his wife after this. Scarlet fever 
raged in the village one    
    
		
	
	
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